⸺ YOUR FINANCING PROCESS IS COSTING YOU SALES ⸺
⸺ YOUR FINANCING PROCESS IS COSTING YOU SALES ⸺
Grow equipment sales
and cut overhead.
Grow equipment sales and cut overhead.
Financing, automations, compliance, insurance — in the blink of AI.
Financing, automations, compliance, insurance
— in the blink of AI.
Stop losing sales because of financing.
One-click matching. 30+ lenders compete to approve your buyer.
Lightning-fast. Get approved in under 5 minutes.
Maximum flexibility. A-D credit, $5K-$2M, 24-72 months.
Grow revenue. Free forever, plus earn up to 40% revenue share.
Stay compliant. Keep customer data off your servers.
Real-time visibility. Track deal status live in one portal.
Win more deals with tailored terms for every customer.
One-click matching. 30+ lenders compete to approve your buyer.
Lightning-fast. Get approved in under 5 minutes.
Maximum flexibility. A-D credit, $5K-$2M, 24-72 months.
Grow revenue. Free forever, plus earn up to 40% revenue share.
Stay compliant. Keep customer data off your servers and in one portal.
Real-time visibility. Track deal status live in one portal.
Stop losing sales because of financing.
One-click matching. 30+ lenders compete to approve your buyer.
Lightning-fast.
Get approved in under 5 minutes.
Maximum flexibility. A-D credit, $5K-$2M, 24-72 months.
Grow revenue.
Free forever, plus up to 40% rev share.
Fully digital.
Keep customer data off your servers.
HOW DOES IT WORK?
HOW DOES IT WORK?
Built for simplicity—with zero risk or overhead for you.
One APPLICATION
One APPLICATION
One APPLICATION
Your customer submits a single 5-minute application.
Your customer applies on a portal with your branding.
multiple offers in < 24 HOURS
multiple offers in < 24 HOURS
multiple offers in < 24 HOURS
30+ lenders compete to give your customer the best deal.
30+ lenders compete to give your customer the best deal.
GET PAID UPFRONT
GET PAID UPFRONT
GET PAID UPFRONT
Funds are wired as soon as your customer signs docs.
Funds are wired as soon as your customer signs docs.
ENGINEERED FOR EASE AND PRIVACY
ENGINEERED FOR EASE AND PRIVACY
Avoid liability while reducing friction.
No more logging into multiple portals.
No more logging into multiple portals.
No more endless PDFs.
No more endless PDFs.
No more sending SSNs over email.
No more sending SSNs over email.
White-label and digital.
Customers apply through a clean, branded online experience.
White-label and digital.
Customers apply through a clean, branded online experience.
Modern securitY.
PII never touches your servers. Less liability, more automation.
Modern securitY.
Encrypted dashboards make sending data easy and safe.
Centralized tracking.
Monitor applications, approvals, and updates all in one place.
Centralized tracking.
Monitor applications, approvals, and updates all in one place.
MANAGE ALL YOUR LENDERS IN ONE PLACE
REAL-TIME TRACKING
MANAGE ALL YOUR LENDERS IN ONE PLACE
Track, manage, and optimize every deal in one dashboard.
SEE LIVE APPLICATION STATUSES
SEE LIVE APPLICATION STATUSES
Real-time insights for your sales and finance teams.
Real-time insights for your sales and finance teams.
SEE LIVE APPLICATION STATUSES
Real-time insights for your sales and finance teams.
keep the best performers
keep the best performers
Bring your own lenders and customize your waterfall logic.
Bring your own lenders and customize your waterfall logic.
keep the best performers
Bring your own lenders and customize your waterfall logic.
AVAILABLE ANYWHERE YOU SELL
AVAILABLE ANYWHERE YOU SELL
Increase conversion with Substrate at every point of sale.
Easy, flexible payment options anywhere you sell.
Easy, flexible payment options anywhere you sell.
Website & Checkout.
Native integrations with out-of-the-box APIs or code snippets.
Website & Checkout.
Native integrations with out-of-the-box APIs or code snippets.
Website & Checkout.
Native integrations with out-of-the-box APIs or code snippets.
Emails & Texts.
Generate links so customers can apply the moment they’re ready.
Emails & Texts.
Generate links so customers can apply the moment they’re ready.
Emails & Texts.
Generate links so customers can apply the moment they’re ready.
Quotes & Invoices.
Insert monthly payment options in every quote.
Quotes & Invoices.
Insert monthly payment options in every quote.
Quotes & Invoices.
Insert monthly payment options in every quote.
POWERING ALL OF INDUSTRY
POWERING ALL OF INDUSTRY
Substrate supports essential equipment in every industry.
GET STARTED
GET STARTED
Learn how Substrate can help you grow equipment sales:
Made for every
vendor type.
Made for every
vendor type.
Made for every
vendor type.
OEMs
OEMs
Support direct and dealer sales with your own plug-and-play captive.
Support direct and dealer sales with your own plug-and-play captive.
Learn more
→
Dealers
Dealers
Close bigger deals and increase sales velocity.
Close bigger deals and increase sales velocity.
Learn more
→
Distributors
Accelerate sales and increase order sizes.
Learn more
→
Auctions
Auctions
Attract more bidders and drive higher bids—and get paid upfront.
Attract more bidders and drive higher bids—and get paid upfront.
Learn more
→
International OEMs
International OEMs
Grow US sales with flexible, compliant payment options.
Grow US sales with flexible, compliant payment options.
Learn more
→
Embedded Partners
Embedded Partners
Monetize financing and grow platform stickiness.
Monetize financing and grow platform stickiness.
Learn more
→
System Integrators
System Integrators
Finance end-to-end installs with no extra lift.
Finance end-to-end installs with no extra lift.
Learn more
→
guaranteed lowest rates.
Competing lender marketplace powers the lowest APRs for customers.
guaranteed lowest rates.
Competing lender marketplace powers the lowest APRs for customers.
MODERN AND SEAMLESS.
Manage applications in real-time with modern, AI-powered dashboards.
MODERN AND SEAMLESS.
Manage applications in real-time with modern, AI-powered dashboards.
INSTANT APPROVALS.
Your customers get approved in hours.
You get paid the day they sign.
INSTANT APPROVALS.
Your customers get approved in hours.
You get paid the day they sign.
Your brand, your checkout.
White-labeled and integrated at your point of sale. We do the work, you get the credit.
Your brand, your checkout.
White-labeled and integrated at your point of sale. We do the work, you get the credit.
Earn up to 40% revenue share.
Stop sending deals away for free. Share in monthly financing revenue.
Earn up to 40% revenue share.
Stop sending deals away for free. Share in monthly financing revenue.
BRING YOUR OWN LENDERS.
Easily onboard your existing partners and set your custom waterfall logic.
BRING YOUR OWN LENDERS.
Easily onboard your existing partners and set your custom waterfall logic.
GET STARTED
GET STARTED
Start offering financing today.
contact
Substrate, Inc © 2026. All rights reserved.
contact
Substrate, Inc © 2026. All rights reserved.
contact
Substrate, Inc © 2026. All rights reserved.
Real-time tracking and updates.
Real-time tracking and updates.