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Free for OEMs and distributors, forever

Accelerate Equipment Sales With Point-of-Sale Financing

Seamless customer experience, lightning-fast approvals, and earn up to 60% of financing profits.

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Finally, Zero-Hassle Financing for Your Customers

Today, only the largest OEMs can provide financing directly to customers. The rest risk losing buyers to slow, clunky, or expensive options.

We built Substrate to change that.

BENEFITS

Why Choose Us?

Built for you and your customers—with zero risk or overhead. Oh, and it's 100% free.

<24h Approvals & Payouts

Your customers get approved within hours. You get paid the day they sign.

<24h Approvals & Payouts

Your customers get approved within hours. You get paid the day they sign.

<24h Approvals & Payouts

Your customers get approved within hours. You get paid the day they sign.

Guaranteed Lowest Rates

Our AI-underwriting and lender marketplace powers the lowest APRs on the market.

Guaranteed Lowest Rates

Our AI-underwriting and lender marketplace powers the lowest APRs on the market.

Guaranteed Lowest Rates

Our AI-underwriting and lender marketplace powers the lowest APRs on the market.

Earn Up to 60% Revenue Share

Stop sending deals away for free. Share in monthly financing revenue.

Earn Up to 60% Revenue Share

Stop sending deals away for free. Share in monthly financing revenue.

Earn Up to 60% Revenue Share

Stop sending deals away for free. Share in monthly financing revenue.

Embedded at Your Checkout

Fully digital and white-labeled with your brand. We do the work, you get the credit.

Embedded at Your Checkout

Fully digital and white-labeled with your brand. We do the work, you get the credit.

Embedded at Your Checkout

Fully digital and white-labeled with your brand. We do the work, you get the credit.

Performance Tracking

Access free dashboards to track applications in real-time.

Performance Tracking

Access free dashboards to track applications in real-time.

Performance Tracking

Access free dashboards to track applications in real-time.

Seamless Integrations

Bring your current lenders and connect all your tools and apps for smooth workflows.

Seamless Integrations

Bring your current lenders and connect all your tools and apps for smooth workflows.

Seamless Integrations

Bring your current lenders and connect all your tools and apps for smooth workflows.

Reach out anytime

Ready to Accelerate Sales? Let’s Grow Together.

Book A Free Call

Reach out anytime

Ready to Accelerate Sales? Let’s Grow Together.

Book A Free Call

Reach out anytime

Ready to Accelerate Sales? Let’s Grow Together.

Book A Free Call

Accelerate Equipment Sales With Point-of-Sale Financing

Accelerate Equipment Sales With Point-of-Sale Financing

Today, only the largest OEMs can provide financing directly to customers. The rest risk losing buyers to slow, clunky, or expensive options.We built Substrate to change that.

Why Choose Us?

Why Choose Us?

Ready to Accelerate Sales? Let’s Grow Together.

Ready to Accelerate Sales? Let’s Grow Together.

Ready to Accelerate Sales? Let’s Grow Together.

Today, only the largest OEMs can provide financing directly to customers. The rest risk losing buyers to slow, clunky, or expensive options.

We built Substrate to change that.